What credit score is needed to buy a house in Ohio?
What credit score is needed to buy a house in Ohio? In order to receive the full perk, you must have a FICO® credit score of at least 580. If yours is lower, you’ll need to make a down payment closer to 10%, which is still half of a typical down payment. Even with the credit score requirement, an FHA loan is one of the easiest federal programs to qualify for.