Are the student loan forgiveness phone calls real?

Financial schemes and scams were most frequently reported to have stemmed from a phone call. If you get an email, letter or call about student loan debt forgiveness, pause before you send along any of your personal information. It could be a scam.

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Keeping this in consideration, are student loan forgiveness programs legitimate?

There are legitimate government programs, such as Public Service Loan Forgiveness, that can reduce or eliminate federal student loans after a certain amount of time. … Borrowers on income-driven repayment plans can get their remaining loans forgiven after they make payments for 20 or 25 years, depending on the plan.

Also to know is, how do I block spam phone calls? You can register your numbers on the national Do Not Call list at no cost by calling 1-888-382-1222 (voice) or 1-866-290-4236 (TTY). You must call from the phone number you wish to register. You can also register at add your personal wireless phone number to the national Do-Not-Call list donotcall.gov.

People also ask, how do I report a scammer?

The Federal Trade Commission (FTC) is the main agency that collects scam reports. Report your scam online with the FTC complaint assistant, or by phone at 1-877-382-4357 (9:00 AM – 8:00 PM, ET). The FTC accepts complaints about most scams, including these popular ones: Phone calls.

Is nelnet a safe site?

Even so, check and verify your student loan servicer on the Federal Student Aid website to gain peace of mind that these communications from Nelnet are legit. … Nelnet is also your point of contact if you wish to change repayment plans, apply for deferment or forbearance, or work toward student loan forgiveness.

Is Nslds Ed GOV real?

You can access information about your federal student loans through NSLDS, the National Student Loan Data System (www.nslds.ed.gov). NSLDS is the U.S. Department of Education’s central database for federal student loans and financial aid.

What do I do if I get scammed by a loan company?

If you’ve been the victim of a loan scam or personal loan fraud, contact your local law enforcement as soon as possible. Notify, also, your state attorney general and the FBI (if the company was from another state or country). The Federal Trade Commission and Better Business Bureau also will be helpful allies.

Why do I keep getting voicemails about student loan forgiveness?

The short answer is that if you get a voicemail about student loan forgiveness or hear about a special program offering “Biden student loan forgiveness” or “Biden student loan relief,” it’s probably a scam.

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