Your parent’s PLUS loan will be discharged if your parent dies or if you (the student on whose behalf your parent obtained the loan) die.
Also, are Sallie Mae student loans forgiven upon death?
Private Student Loans
Some private lenders, including Sallie Mae, will discharge or waive the current balance of the student debt after a borrower’s death. … If the lender doesn’t discharge the loan, the balance won’t go away.
Likewise, people ask, what happens if the loan borrower dies?
If the borrower dies, the bank will approach the guarantor (typically, parents) to repay. The financial institution can also auction the property offered as collateral if the guarantor is unable to repay the loan.