Checkmate is a short-term lender that offers a number of services to its borrowers, including: Payday loans. … The exact amount you can borrow and the term you qualify for depends on your state, but in general, you can borrow anywhere from $50 to $700. Installment loans.
Simply so, are Instant Checkmate and TruthFinder the same?
Instant Checkmate is TruthFinder’s sister site. ², ³ It has everything TruthFinder does, including the problems.
Correspondingly, can you go to jail for not paying a payday loan?
You will not go to jail if you do not pay a “payday” loan. … A creditor may pursue collection of a debt through the civil courts in the United States; however, debtors cannot be prosecuted in criminal court for not paying a debt.
Can you go to jail for not paying back a payday loan in Florida?
No, you cannot be arrested for defaulting on a payday loan. However, if you are sued or a court judgment has been entered against you and you ignore a court order to appear, a judge may issue a warrant for your arrest.
Does Checkmate Payday Loans run credit checks? No, Checkmate Payday Loans will not run your credit with the three national credit reporting agencies (Equifax, Experian, and TransUnion). However, they may look at other databases to check your payment history.
You can legally stop automatic payments on a payday loan by revoking the Automated Clearing House (ACH) authorization that gives a payday lender permission to electronically take money out of your bank account or credit union.
Even if you have not revoked your authorization with the company, you can stop an automatic payment from being charged to your account by giving your bank a “stop payment order.” This instructs your bank to stop the company from taking payments from your account.
Debt collection activity: Your lender will attempt to collect payment for you for about 60 days. If you’re unable to pay them within this time frame, they’ll likely turn to a third-party debt collection agency.
Payday loans do not work like regular loans. The records of traditional loans may be kept for 6-10 years. Payday lenders do not usually report to the credit bureaus, even in case of overdue repayments.
|5-Day Trial Offer||$1.00 for 5 days.|
|1-Month Membership||$22.86 per month.|
|3-Month Membership||$14.86 per month.|
|6-Month Membership||$9.86 per month.|
Yes, Instant Checkmate is safe. The company has a verified Secure Sockets Layer (SSL) certificate and uses 128-bit encryption. Instant Checkmate also runs malware checks with Norton Antivirus software daily.
Instant Checkmate is a background check service that provides a person’s available public record information—email addresses, phone numbers, mailing addresses, social media profiles, criminal records, and more.
10 reasons a payday lender might decline an application
- You don’t meet the application requirements. …
- You can’t prove your income. …
- You don’t make enough money. …
- You don’t have a checking account. …
- You have outstanding payday loans or paycheck advances. …
- You have blemishes on your accounts. …
- Your credit history is poor.