You don’t need to have a credit score to buy a car without a cosigner. In fact, if you have the cash to pay in full, you won’t have to take out a loan or have your credit checked. You’ll have more options if you have a credit score of at least 670 — what lenders typically consider to be good credit.
Just so, can I get a car from a dealership with no credit?
It’s possible to buy a car with no credit, but your financing options may be limited, and you’ll likely face challenges that consumers with a solid credit history may not encounter. Lenders typically prefer applicants who have an established pattern of responsible borrowing and making on-time payments.
Beside above, does a cosigner have to be at the dealership?
In the event that your cosigner isn’t someone that can accompany you to the dealership, a lender may allow them to submit signatures on the required documents via fax, but most require an original signature.