Just visit the MobiKwik App or website and get your instant personal loan in just three steps:
- Download the MobiKwik app and apply for the loan by filling in an online loan application.
- Fill in the details and instant loan approval will be received shortly.
- The amount will reflect in the wallet instantly.
Similarly, can I get loan without job?
There are lenders who offer personal loans even if you don’t have a stable job. … You can get such loans in the form of secured loans, payday loans and government personal loan schemes for the unemployed, to name a few.
Keeping this in consideration, how can I get 10k loan in India?
How to Avail Rs.
- Check Your Eligibility. Visit the Money View website or download the loan app provide all the necessary details, and we will let you know your eligibility in just 2 minutes.
- Choose Your Loan Plan. …
- Provide Documents. …
- 24 hour Loan Disbursal.
How can I get 50000 rupees fast?
Sbi Loan will be available in 3 minutes
Under the SBI Loan Scheme, you can avail a loan of up to Rs 50,000. For this you do not need to go to the bank branch. You can apply online for the Apply for SBI Loan. You can take an e-Mudra loan of up to Rs 50,000 in just 3 minutes.
To apply for an instant cash loan with NIRA, you must be an Indian citizen and between 21-65 years of age. You will also need to have a college degree, be working for a minimum of 6 months and earn a salary of Rs 20k or above per month. You do not need a CIBIL score to apply for a quick cash loan through NIRA.
Paytm Loan In 2 Minutes: Paytm is offering loan up to Rs 2 lakh to its customer in just 2 minutes without any physical documentation or verification. Paytm is offering instant loan up to Rs 2 lakh to its customer in just 2 minutes. The non-banking financial company has digitised the entire process for loan application.
A: A salary of Rs. 15,000 generally falls in the category of a low-income borrower group. So, an instant personal loan app with a maximum approval amount of 1.5 Lakhs can be availed by the borrower with a starting salary of Rs. 15,000.
The maximum amount you can get for a personal loan on 25000 salary will be Rs. 250000/-This again depends on your income, repayment capacity and credit score.
|Salary||Expected Personal Loan Amount|
|Rs. 20,000||Rs. 5.40 lakhs|
|Rs. 30,000||Rs. 8.10 lakhs|
|Rs. 40,000||Rs. 10.80 lakhs|
|Rs. 50,000||Rs. 13.50 lakhs|
Calculated Monthly EMI for 300000 of loan amount for 3 years at various rate of Interest :
|Loan Amount||Rate of Interest||Per Month EMI|
HDFC Bank customers can get Personal Loans with minimal or no documentation. In fact, if they are pre- approved for a Personal Loan, they can easily apply for it. Lower interest rates: Interest rates on Personal Loans are lower than other sources.
Comparison of Best Personal Loan Providers in India
|Lender||Interest Rate (p.a.)||Processing Fee|
|HDFC Bank||10.25% – 21%||Up to 2.5% (Maximum Rs. 25,000)|
|Kotak Mahindra Bank||10.25% onwards||Up to 2.5%|
|Federal Bank||10.49% – 17.99%||Up to 3%|
|IDFC FIRST Bank||10.49% onwards||Up to 3.5% (Minimum Rs. 2,999)**|
Top Instant Personal Loans from Banks
|Bank||Instant Approval in||Personal Loan Interest Rate|
|ICICI Bank||3 Seconds||10.5% – 19% p.a.|
|HDFC Bank||10 Seconds||10.50% -21.00% p.a.|
|Yes Bank||1 Minute||10.00% p.a. onwards|
|IDFC First||2 Minutes||10.49% p.a. onwards|
Top 10 Personal Loan Finance Companies in India
- HDFC Bank Personal Loan. …
- SBI Personal Loan. …
- PNB Personal Loan. …
- Axis Bank Personal Loan. …
- Canara Bank Personal Loan. …
- Mahindra Finance Personal Loan. …
- IDBI Bank Personal Loan. …
- Indian Overseas Bank Personal Loan.