Visit the nearest Axis Bank branch. Carry necessary documents like identity proof, address proof and bank statements mentioning the final clearance of the last EMI. Once all the documents are successfully checked, the Axis Bank will give the acknowledgement letter and NOC.
Moreover, can I change my home loan EMI date?
There is no fixed procedure to change the personal loan EMI date. You will need to intimate your lender about the EMI date change requirement. You can do this by visiting your nearby branch, calling your lender’s customer service, or by submitting a detailed application, addressing the branch manager.
Hereof, how can I check my home loan balance in Axis Bank?
How do I keep track of my Axis Bank Home Loan?
- Download the Axis Mobile Application or log onto Internet Banking to get access to all account details pertaining to the loan.
- SMS MBANK to 5676782 to download the Axis Mobile App.
How can I close my Axis Bank loan online?
You can foreclose your personal loan only by visiting one of the Axis Bank Loan centres as there is no online facility for pre-payment. You can locate the nearest loan centre by using the online tool provided on the website.
How can I get Axis Bank home loan statement?
You can request for your Axis Bank home loan statement in the following ways:
- Contacting customer care and placing a request.
- Sending an email from the registered email id to [email protected].
- Visiting an Axis Bank Home Loan Center.
How can I get my Axis Bank loan statement?
Axis Bank Personal Loan- Customer Care
If you have any query regarding your Axis Bank Personal Loan Statement, you can: Call on 1800 233 5577 / 1800 209 5577 / 1800 103 5577. Send an email on [email protected].
How can I get Personal Loan from Axis Bank for foreclosure?
Before we process a foreclosure, all outstanding dues must be cleared. So we request you to first check for and clear any remaining amount that may be payable towards your Personal Loan by requesting a foreclosure statement from your nearest Axis Bank Loan Centre.
How can I pay my full loan amount in Axis Bank?
Axis Internet Banking: Login >> Accounts >> Loans >> Select Loan no. >> Click on “Pay Overdue” >> Select the Account >> Enter the Amount >> Enter the NetSecure Code (will be sent to your mobile).
How can I transfer my EMI from one bank to another?
The loan transfer process is simple: you just need to close your loan account first with the existing lender and then pay a transfer fee to your new bank. Your new bank will pay off the existing loan and you have to pay to the new lender in equated monthly installments at a new rate of interest.
How do I get my home loan statement?
The bank statements of the home loan can be downloaded by logging in to the home loan account on the respective bank website. To get the bank statements, you would require details about home Loan account number, date of birth, account number, loan amount and EMI amount.
What are foreclosure charges?
What are the foreclosure charges due on your personal loan? The foreclosure of your personal loan is the full repayment of your remaining loan amount in a single payment instead of through monthly instalments.
What happens if home loan EMI is not paid?
“From a financial perspective, you will be charged late fees, penalties and even a penal interest in some cases. The penalty charge is usually around 1-2% of the EMI. However, depending on the situation, in some cases, you may have to pay penal interest on the entire overdue amount for the period of default instead.
What is NOC home loan?
The No Objection Certificate or NOC as it is colloquially known as. A NOC is a legal document issued by banks such as IDFC FIRST Bank that give home loans. A NOC essentially states that the borrower has no outstanding dues towards the lender. The NOC has to be then submitted to the registrar of properties.
What is the procedure to close Axis bank loan?
Step 1: Request a foreclosure statement from your nearest Axis Bank Loan Centre. Step 2: Check and pay all the outstanding dues payable towards your personal loan account. Step 3: Submit the foreclosure request at the Axis Bank Loan Centre to know the total amount payable to foreclose your loan.