If you don’t have the cash on hand to pay for your plastic surgery, there are a few ways you can try to finance it.
- Medical credit card. …
- Personal loan. …
- Medical loan. …
- Your credit. …
- APRs and fees. …
- Your budget.
Herein, can you negotiate plastic surgery costs?
Prices may be negotiable.
Because plastic surgery procedures are generally elective, they’re usually not covered by insurance unless they are medically necessary.
It’s now possible to pay for or finance procedures such as breast augmentations, breast reductions, breast lifts and tummy tucks using an interest-free credit provider “buy now, pay later” payment plan.
Also to know is, can you take out a loan for surgery?
One of the most common ways to pay for plastic surgery is to take out an installment loan. Typically, you’ll find unsecured personal loans are widely available and can be used to pay for a plastic surgery procedure. These loans can be found at local banks and credit unions as well as online and peer-to-peer lenders.
Do plastic surgeons allow payment plans?
A common question from many patients is “do you offer plastic surgery payment plans?”. Unfortunately Medicare and health funds only subsidise a specific amount of the cost associated with these procedures, so payment plans are often considered as another viable option. …
Does Medipay do a credit check?
We may collect Financial Information so that we can assess your credit application, your suitability as a guarantor, or to manage your credit with us.
How can I get money for plastic surgery?
Here are five additional plastic surgery financing options:
- Enroll in a payment plan through the surgeon.
- Utilize a medical credit card like CareCredit.
- Use a credit card with a 0% APR offer.
- Take out a fixed-rate personal loan.
- Budget and save up in advance.
How do I get a loan for a mommy makeover?
Through Prosper® Healthcare Lending and CareCredit®, you can still apply for a loan to afford your procedure. These services allow you to pay your healthcare provider directly. The Body Sculpting Center also offers layaway plans.
What credit score is needed for cosmetic surgery financing?
Plastic surgery loans are one way — but not the only way — to pay for plastic surgery.
| Lender | Upgrade Check rate on Upgrade’s website |
|---|---|
| Min. Credit Score | 560 |
| Loan Amount | $1,000-$50,000 |
| Min. Credit Score | 560 |
| Learn More | Check rate on Upgrade’s website |
What to do if you need surgery but can’t afford it?
Contact the hospital’s billing office and ask who administrates its financial assistance programs. Be open about your struggle to afford the procedure and see what options might be available to you. Even if the hospital can’t help, it may be able to refer you to a local nonprofit that can.