How do I check my Fairstone balance?

When you’re logged into online account management, click the “Account” tab and then “Summary” to view your current balance.

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Likewise, can I check my Fairstone balance online?

Log in to online account management from any device to view your current loan balance.

Beside this, can I pay off my Fairstone loan early? Can I pay off my loan early? You can pay off a Fairstone unsecured loan early or make extra payments anytime without penalty. While you can pay off a secured loan early, pre-payment penalty fees will apply; however, these fees vary by province or territory. Contact your Lending Specialist for more information.

In this manner, can you skip a payment with Fairstone?

When you defer a payment, interest is still calculated every day, and because you’re deferring payments, your balance does not change. The interest is then added to your balance owing since it wasn’t paid off, and your balance grows.

Does Fairstone affect credit score?

Does completing a loan quote impact my credit score? No – our loan quote uses a soft credit check, meaning it won’t show up on your credit report or impact your credit score. We’ll only proceed with a hard credit check if you proceed with a loan application.

Does Fairstone contact your employer?

information we receive from your employer; reports we receive from credit bureaus; and. information we receive from program partners and service providers with or for whom we operate a private label credit card program, or other financial services program.

Does Fairstone do online loans?

Instant online loans – money in your bank account in as little as 24 hours. Whether you need a loan to consolidate debt, cover unexpected expenses or to give your budget some flexibility, you can get your money online with Fairstone, deposited straight into your bank account in as little as 24 hours.

How do I pay off my Fairstone loan?

How do I make payments?

  1. Telephone or online banking (enter “Fairstone Credit Card” as the payee)
  2. At your financial institution.
  3. At a local Fairstone branch.
  4. By mailing a cheque payable to Fairstone including the account number and the payment amount on the return portion of your mailed monthly statement addressed to:

What does a credit score of 725 mean?

A FICO® Score of 725 falls within a span of scores, from 670 to 739, that are categorized as Good. … 21% of U.S. consumers’ FICO® Scores are in the Good range. Approximately 9% of consumers with Good FICO® Scores are likely to become seriously delinquent in the future.

What is difference between hard and soft credit check?

How are soft and hard credit checks different? Soft credit checks aren’t visible to companies, but hard credit checks are. That means that soft credit checks won’t impact your score (no matter how many of them there are), while each hard credit check may lower your score. … You search your own credit report.

What is my Fairstone account number?

Where can I find my account number? Your account number can be found in the SMS text message you received from Fairstone when you were approved for financing, on your monthly statement, or by logging into online account management.

What was Fairstone before?

(“Fairstone”), formerly CitiFinancial Canada, is building on the company’s long history of offering Canadians personalized and responsible loan solutions.

Who is Fairstone affiliated with?

About Fairstone Financial Holdings Inc.

The Company has two key business lines: lending directly to consumers through its branch network and online; and financing consumer retail and car purchases through retailers and dealerships. Headquartered in Montreal, Fairstone is an operating subsidiary of Duo Bank of Canada.

Who is Fairstone financial?

Fairstone is Canada’s leading non-bank lender of personal loans, helping customers get the money they need at affordable payments that meet their needs and budget. … Fairstone also partners with Canadian businesses and automobile dealerships to offer quality consumer financing.

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