If you don’t have the cash on hand to pay for your plastic surgery, there are a few ways you can try to finance it.
- Medical credit card. …
- Personal loan. …
- Medical loan. …
- Your credit. …
- APRs and fees. …
- Your budget.
Also to know is, can you get a loan for cosmetic surgery?
Plastic surgery loans, like other unsecured personal loans, typically come in loan amounts from $1,000 to $50,000 — though they can vary — with annual percentage rates ranging from about 6% to 36%. The lower APRs are reserved for those with good and excellent credit scores (690 FICO or higher).
Moreover, is it easy to get approved for CareCredit?
For the best approval odds with CareCredit, you’ll need a credit score of 620 or higher. However, some users report approval with scores around 600. If you’re score is lower than 600 you’ll have a hard time getting approval.
What credit score is needed for United Medical Credit?
What is the best way to finance cosmetic surgery?
Here are five additional plastic surgery financing options:
- Enroll in a payment plan through the surgeon.
- Utilize a medical credit card like CareCredit.
- Use a credit card with a 0% APR offer.
- Take out a fixed-rate personal loan.
- Budget and save up in advance.
What to do if you need surgery but can’t afford it?
Contact the hospital’s billing office and ask who administrates its financial assistance programs. Be open about your struggle to afford the procedure and see what options might be available to you. Even if the hospital can’t help, it may be able to refer you to a local nonprofit that can.