ACE offers payday loans online in the following US states: California: up to $255. Idaho: up to $1,000. Kansas: up to $500.
Also to know is, can Ace Cash sue you?
Collectors would use legal jargon in calls to consumers, such as telling a consumer he could be subject to “immediate proceedings based on the law” even though ACE did not actually sue consumers or attempt to bring criminal charges against them for non-payment of debts.
Also know, does ACE check your credit?
Will ACE Cash Express check my credit? We consider many factors when making a decision on whether or not to loan you money, and we may use your credit score to make a decision on your loan application. Anyone is welcome to apply.
Does ACE do personal loans?
At ACE, you can choose to repay early without penalty, which may save you money on interest and fees (where applicable). There are multiple types of installment loans including auto loans, home mortgage, or personal loans.
Does ace flare give loans?
ACE Flare™ Account by MetaBank® is a prepaid Visa debit card offered by Ace Cash Express but issued through MetaBank. … In addition to providing prepaid debit cards, they also offer payday loans, installment loans, check cashing and other financial services.
Does ACE installment loan affect credit score?
Will applying for an installment loan impact my credit? ACE Cash Express may obtain information from a non-traditional consumer reporting agency and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO® score.
How can I get a payday loan?
To qualify for a payday loan you typically need an active bank account, an ID and proof of income such as a pay stub. You must be at least 18 years old. Some lenders also require a Social Security number. You still can be rejected for a payday loan, despite having income and a bank account.
How do you borrow money from ACE?
The online application process is quick and simple!
- Complete the payday loan application. It takes just a few minutes.
- Receive an instant decision.
- If approved online, have money direct deposited into your bank account by the next business day, or, if eligible, pick-up cash same-day at one of our stores!
How do you qualify for Dave advance?
The company says users need to have at least two recent, matching and regularly scheduled direct deposits to verify your income. To qualify for an advance up to $100, users need to link a bank account for Dave to review and debit the funds from.
Is ACE Cash Advance legit?
Ace Cash Express is not Consumer Affairs-accredited; the company, however, has a profile there with a total of 333 Ace Cash Express reviews, and a 1.5-star rating. … People that had never taken out a loan from Ace Cash Express received a call or email that they need to pay off their loan.
Is it hard to get a loan at ACE Cash Express?
If you are still building your credit or have recently experienced a dip in your score, it can be hard to get a loan. Even if your credit score is a work in progress, you may still be able to qualify for an ACE Cash Express in-store or online loan.
What happens if I can’t pay my ACE payday loan?
Payday loans come with exorbitant interest rates and fees that often make them very difficult to repay. If you can’t pay back a payday loan, the account may be sent to a collection agency, which will damage your credit.
What is ACE debt?
What Is Ace Collections? Ace Collections is a debt collection agency. They’re probably on your credit report as a ‘collections’ account. This usually happens when you forget to pay a bill. If a collection is on your credit report, it’s damaging your credit score (unless removed).
Which app gives you instant loan?
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| Loan App: | Amount: | Monthly Fees: |
|---|---|---|
| Dave | $200 | $1/mo. |
| Earnin | $100 – $500 | $0 |
| MoneyLion | $250 | $0 |
| VolaFinance | $300 | $4.99/mo. |