ACE Cash Express offers payday loans in California from $100 – $255. If approved, the amount you may borrow will depend upon your income and standard underwriting criteria.
Keeping this in consideration, does ACE Cash Express affect your credit?
ACE Cash Express may obtain information from a non-traditional consumer reporting agency and the inquiry may affect your overall credit profile with the applicable agency, but it will not impact your FICO® score.
Likewise, does Cash Express check credit?
Will ACE Cash Express check my credit? We consider many factors when making a decision on whether or not to loan you money, and we may use your credit score to make a decision on your loan application. Anyone is welcome to apply.
Does Cash Express do loans?
Payday loans are short-term loans designed to help you cover utility bills, unexpected car repairs and other emergency expenses by your next payday. … Depending on your state, you can apply for a payday loan online or in person at an ACE Cash Express store location.
Bring your check and valid, government-issued ID to an ACE location. One of our associates will scan your check to start the approval process. No credit check required. Get cash in hand.
ACE offers payday loans online in the following US states: California: up to $255. Idaho: up to $1,000. Kansas: up to $500.
Ace Cash Express is not Consumer Affairs-accredited; the company, however, has a profile there with a total of 333 Ace Cash Express reviews, and a 1.5-star rating. … People that had never taken out a loan from Ace Cash Express received a call or email that they need to pay off their loan.
If you are still building your credit or have recently experienced a dip in your score, it can be hard to get a loan. Even if your credit score is a work in progress, you may still be able to qualify for an ACE Cash Express in-store or online loan.
The short answer is no, you don’t need a credit score. Payday lenders often do not check your traditional credit score. If you’ve stumbled along the way financially or you haven’t yet built a credit history, you could still qualify for a payday loan.
What to bring:
- A Current Bank Statement.
- Your Most Recent Pay Stub.
- Verification for other sources of income (if applicable)
- Your Driver’s License or State Issued ID.
- Your Social Security Card.
- Proof of Home Address.
- A Personal Check.
Each Flexi Loan has a set credit limit but no fixed term or end date. … This makes the loan more flexible than loans with a fixed term. If your approved credit limit is more than you need, simply withdraw the amounts you want to use as required.
ACE Cash Express Installment Loans is offered by ACE Cash Express Inc, a direct lender founded in 1968 and based in Irving, TX. ACE Cash Express Installment Loans is available in 5 states across the USA. APRs starting at 91.52%. Personal loan interest rates typically range between 5% and 36%.
- Banks. Taking out a personal loan from a bank can seem like an attractive option. …
- Credit unions. A personal loan from a credit union might be a better option than a personal loan from a bank. …
- Online lenders. …
- Payday lenders. …
- Pawn shops. …
- Cash advance from a credit card. …
- Family and friends. …
- 401(k) retirement account.