# How much loan can I get on 40000 salary in HDFC?

40,000, you can avail of a loan amount of Rs. 25.69 lakh at the interest rate of 6.90% for a tenure of 25 years, provided you have no other ongoing loans, such as a car loan or a personal loan to repay. Steps to follow: Go to https://www.hdfc.com/home-loan-eligibility-calculator.

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## Just so, can I buy house with 10000 salary?

The minimum salary required to avail home loan from Karnataka Bank is ₹ 10,000. … The income criteria for self employed professionals or businessmen may vary in Karnataka Bank.

In this regard, can I close my HDFC personal loan after 1 year? HDFC Personal Loan Preclosure Charges

As discussed above the bank does not allow any prepayment or pre-closure within one year of the first EMI. Only part payment is allowed after that. … This is allowed only once in a financial year and twice during the entire loan tenure.

## Correspondingly, can I pay all EMI at once HDFC?

Can I Pay All The EMI at Once at HDFC? Whether you have taken a personal loan, home loan, car loan, or any other loan product from HDFC, the bank allows you to repay the remaining EMIs at one go. … Repaying all EMIs at once is known as pre-closing the loan account.

## How can I repay my HDFC loan?

How to Make HDFC Loan Payment Online at Paytm?

1. Go to HDFC loan payment page on Paytm.
2. Enter your Loan Account Number.
3. Click on ‘Get Payable Amount’
4. Check the payable amount and choose the payment method of your preference Proceed to make the payment.
5. You are done with it.

## How can I stop HDFC EMI?

Call the bank at 022-50042333 or 022-50042211 from your registered mobile number. Fill out the loan moratorium form on the official website of HDFC Bank to submit your request. The application process requires you to provide key details such as: Bank registered mobile number.

## How is EMI interest calculated?

The mathematical formula to calculate EMI is: EMI = P × r × (1 + r)n/((1 + r)n – 1) where P= Loan amount, r= interest rate, n=tenure in number of months.

## How much home loan can I get if my salary is 70000?

You are eligible for a home loan of approximately Rs. 36 Lakh, if your in-hand salary is Rs. 60,000.

Net Monthly income Home Loan Amount
Rs.50,000 Rs.37,28,676
Rs.70,000 Rs.52,20,146

## How much loan can I get if my salary is 25000?

25,000, you can avail as much as Rs. 18.64 lakh as a loan to purchase a home worth Rs. 40 lakh (provided you have no existing financial obligations.)

## How much loan can I get on 18000 salary?

With a salary of ₹ 18,000, the maximum amount he is eligible for is ₹ 3.75 Lakh. The interest he has to pay for this amount for 60 months is 10.70%.

## How much loan can I get on 24000 salary?

With a salary of ₹ 24,000, the maximum amount he is eligible for is ₹ 5.89 Lakh. The interest he has to pay for this amount for 72 months is 9.60%.

## How much loan can I get on 35000 salary?

Here taking a salary as ₹ 35k, & without any fixed monthly obligation, you can pay a maximum of ₹ 17,500 as EMI considering 50% FOIR. If the interest rate is 10% per annum, the loan amount eligibility can be arrived at ₹ 20,46,586 using a home loan eligibility calculator (assuming 3 household members).

## How much loan can I get on 60000 salary?

However, if you are deliberating on the loan amount with how much loan I can get on a 60,000 salary, the approved amount should be close to

Salary Expected Personal Loan Amount
Rs. 40,000 Rs. 10.80 lakhs
Rs. 50,000 Rs. 13.50 lakhs
Rs. 60,000 Rs. 16.20 lakhs

## How much personal loan can I get if my salary is 15000?

A: A salary of Rs. 15,000 generally falls in the category of a low-income borrower group. So, an instant personal loan app with a maximum approval amount of 1.5 Lakhs can be availed by the borrower with a starting salary of Rs. 15,000.

## What is the minimum salary for Personal Loan in HDFC Bank?

₹ 25,000 per month