Advance America Offers Safe and Legitimate Loans
We are proud of our A+ Better Business Bureau rating, 5-star TrustPilot rating, and countless positive reviews on Google. Our online loan applications come with advanced security and encryption to keep your personal data secure.
Considering this, can Advance America garnish my wages?
A payday lender can only garnish your wages if it has a court order resulting from a lawsuit against you. If you don’t repay your loan, the payday lender or a debt collector generally can sue you to collect. … The bank or credit union then holds an amount for the payday lender or collector as allowed by your state law.
Secondly, can you go to jail for not paying advance America?
The law in the United States is very clear – debtors cannot be jailed for failing to pay a debt. … A creditor may pursue collection of a debt through the civil courts in the United States; however, debtors cannot be prosecuted in criminal court for not paying a debt.
Does Advance America call you?
Reports indicate scammers, posing as Advance America representatives, are contacting local residents offering online personal loans, but once they file the necessary documents with their personal information, they are told to transfer money to qualify. … Advance America customers can call 888-310-4238.
Depending on your loan type and location, you may also be able to make your payments with a debit card. You can also repay your loan via phone. Simply call our customer service line at 877-505-0701. Additionally, we accept online payments that you can schedule in advance by logging on to your account portal.
Advance America will work with you to establish payment arrangements. And we’re committed to collecting past due accounts in a professional, fair and lawful manner. We do not report to Equifax, Experian or TransUnion credit agencies.
How to spot a legitimate loan company
- Check for contact information. A lender’s phone number, email address and physical address should be readily available on the website, even if it’s an online-only lender.
- Investigate online reviews. …
- Look at the Better Business Bureau. …
- Make sure it’s registered.
A Line of Credit provides convenient, personal access to money when you need it. Apply just once, and receive approval up to a specific credit limit. Then, withdraw money as you need it up to your approved amount. You only pay interest on the money you withdraw, and the rest remains available if needed.
Decision time: Instant to 24 hours
When you apply online before 10:30 AM EST, you can typically earn a decision and funds on the same day. Applications approved after 10:30am EST are normally funded by the next banking day.
To qualify for a loan, you must provide personal identification, proof of income, a bank statement and a personal check. In many states you can provide a debit card or ACH authorization if you do not have a personal check. No personal property is required to get a Cash Advance.
What happens if I don’t repay my loan? This depends on the type of loan you have. If you have a car title loan, Advance America is allowed to repossess your car. Advance America can also hire debt collectors to pursue you, or take you to court for auto title loans or any of its other loans.
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