Is CreditNinja a legit company?

Absolutely! CreditNinja is a reputable and trustworthy online lender, offering personal installment loans to borrowers in need. We are a top-of-the-line lender that offers online personal installment loans for borrowers with lower-than-average credit scores. …

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Regarding this, can I pay off my CC Connect loan early?

There is no fee or penalty for repaying a loan early. Your loan amount will be determined based on your credit, income, and certain other information provided in your loan application. … This offer is conditioned on final approval based on our consideration and verification of financial and non-financial information.

Accordingly, do ninja loans still exist? NINJA loans largely disappeared after the U.S. government issued new regulations to improve standard lending practices after the 2008 financial crisis. Some NINJA loans offer attractive low interest rates that increase over time.

Subsequently, does Balance Credit do a hard pull?

Will applying for a loan, credit service or line credit affect my credit score? Balance Credit does not perform a hard inquiry with any of the 3 major credit bureaus, TransUnion, Equifax, and Experian, so the application will not affect your traditional credit score.

How can I get GTB credit fast?

How to Apply

  1. You can request for Quick Credit instantly by dialling *737*51*51#
  2. Quick Credit is also available on all GTBank online and mobile banking platforms (Internet Banking, GTWorld and GTBank Mobile App)

How do I borrow from Fcmb?


  1. Log on to FCMBOnline.
  2. Click on Consumer Loan.
  3. Click on Salary plus top up.
  4. Select Current account number.
  5. Confirm loan amount.
  6. Check the box for terms and conditions.
  7. Submit request and loan is disbursed within 8 hours.

How do I check my GTB loan eligibility?

Who is Eligible

  1. Workers earning at least N10,000.
  2. Salary earners whose account is domiciled in GTBank (if you don’t have a salary account with GTBank you can open one now to access the loan).
  3. Salary earners who have received a monthly payment from the same employer for at least three consecutive months.

How do I pay back my GTB loan?

How to pay back

  1. Dial *737*0# on your phone.
  2. Select option 4 (Repayment)
  3. Select option 2 (Close Credit)
  4. Enter PIN to liquidate credit.

How do I repay my GTB salary advance?

To pay back your GTB salary advance loan via mobile app, follow the steps mentioned below:

  1. Log in to your mobile app with your user ID and password.
  2. Click quick loan.
  3. Choose quick loan.
  4. Choose salary advance.
  5. Select repay loan.
  6. Enter pin to authenticate the transaction.

Is CreditNinja a direct lender?

Direct Loan

CreditNinja is also a direct lender. We offer direct installment loans to our borrowers.

What is a Balance Credit?

A credit balance on your billing statement is an amount that the card issuer owes you. Credits are added to your account each time you make a payment. … If the total of your credits exceeds the amount you owe, your statement shows a credit balance. This is money the card issuer owes you.

What is CC connect on my bank statement?

A CC Connect Installment Loan is an unsecured bank loan intended for small, short-term costs and unanticipated expenses.

What is GTB salary advance?

About GTBank Salary Advance

The salary advance is the same as a payday loan. With the GTBank salary advance loan, you can get up to 50 percent of your salary before month end to meet up with your financial and transactional needs. The loan tenure is up to 30 days, and you can apply monthly.

What is the code to borrow loan from GTBank?

Use the GTB loan code – *737*8*2# Visit any branch of GTBank or ATM.

Which bank gives loan easily?

HDFC Bank customers can get Personal Loans with minimal or no documentation. In fact, if they are pre- approved for a Personal Loan, they can easily apply for it. Lower interest rates: Interest rates on Personal Loans are lower than other sources.

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