Is Department of Education a federal student loan?

The U.S. Department of Education’s federal student loan program is the William D. Ford Federal Direct Loan (Direct Loan) Program. Under this program, the U.S. Department of Education is your lender.

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Besides, can students get loans without parents?

You don’t need any parent information to apply for federal student loans if you’re an independent student. … You can borrow up to $57,000 in total federal student loans as an independent student, rather than $31,000 as a dependent student. The answers you provide on the FAFSA determine your dependency status.

Similarly, do student loans go away after 7 years? Student loans don’t go away after 7 years. There is no program for loan forgiveness or loan cancellation after 7 years. However, if it’s been more than 7.5 years since you made a payment on your student loan debt and you default, the debt and the missed payments can be removed from your credit report.

In this regard, how do I contact the Department of Education student loans?

If you are not sure which service center to call, contact the Federal Student Aid Information Center at 1-800-433-3243 or by email at [email protected]

What are the 4 types of student loans?

There are four types of federal student loans available:

  • Direct subsidized loans.
  • Direct unsubsidized loans.
  • Direct PLUS loans.
  • Direct consolidation loans.

Who do I call about my defaulted student loan?

Please call us at 1-800-621-3115 (TTY: 1-877-825-9923) for questions regarding defaulted student loan accounts.

Who do I contact about my defaulted student loans?

1-800-621-3115

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