Is my loan with AES a federal student loan?

Is AES a Federal Student Loan? While PHEAA offers private student loans known as PA Forward loans, you won’t find federal or private AES loans.

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Beside this, are AES loans direct loans?

You have eligible Direct Loans: Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans (made to parents or students), Direct Consolidation Loans, and Special Direct Consolidation Loans. You make 120 qualifying payments on an eligible repayment plan.

Simply so, are SunTrust student loans Federal? As a private lender of student loans, SunTrust had the ability to determine the interest rates that they wished to charge borrowers, unlike the interest rate carried by federal student loans, which is set by Congress. … Your credit score: The higher your credit score, the lower your interest rates are likely to be.

Likewise, can I pay AES loan with credit card?

AES does not accept credit cards or debit cards for payment. As an alternative to a debit card, you can consider using direct debit from your bank account, which may also earn you a discounted interest rate on your loan.

Does Bank of America have student loans?

Bank of America doesn’t offer student loans. But you can take out private student loans from other banks, as well as credit unions and online lenders. Before borrowing any private student loan, exhaust your federal options first by completing the Free Application for Federal Student Aid, or FAFSA.

How do I contact AES?

You may also call 1-800-233-0557 (toll-free U.S. and Canada).

How do I make an AES payment?

Pay by Phone

  1. Call 1-800-233-0557 to make payments anytime, day or night.
  2. Select the date the payment will be made—up to 60 days in the future—when you know the funds will be available.
  3. Have your 10-digit AES account number and date of birth on-hand for identification purposes.

Is AES a private student loan lender?

The loans AES services are either federal student loans owned by a guaranty agency or are private student loans owned by someone other than the federal government.

Is AES National Collegiate Trust?

AES was established by the Pennsylvania Higher Education Assistance Agency (PHEA), which is the nation’s second largest student loan servicer. … In the private loan marketplace, AES is one of the primary servicers for National Collegiate Trust (NCT).

Is AES success down? is UP and reachable by us.

What happened to ACS student loans?

Conduent Education Services (formerly ACS Education Services) was a student loan company that serviced campus-based, private, and federal student loans. It shut down operations September 1, 2019, and all of its loans were transferred to other loan servicers.

What is a custom loan?

A custom loan also referred to as a unique home loan, is a loan that a mortgage lender creates specifically for a borrower. … If the loan is able to be created within the capacity of the lender’s abilities, it is designed as a custom loan.

What’s a forbearance loan?

A loan deferment allows you to temporarily halt making payments on the principal (and interest, if your loan is subsidized) of your loan. … A loan forbearance allows you to temporarily stop making principal payments or reduce your monthly payment amount for up to 12 months, if you don’t qualify for deferment.

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