Is Premier Student Loan Center a scam?

If so, you should know that online reviews suggest that Premier Student Loan Center is not a reputable company. This is a company that bills itself as a solution to your student loan debt problems. They say they can lower your student loan payments and generally help you with student loan services—for a fee.

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Likewise, what happens if you answer a spam call?

If you receive a spam robocall, the best thing to do is not answer. If you answer the call, your number is considered ‘good’ by the scammers, even if you don’t necessarily fall for the scam. They will try again because they know someone on the other side is a potential victim of fraud.

Moreover, what is the student loan forgiveness Center? The PSLF Program was established to encourage individuals to work in public service by forgiving the remaining balance of their Direct Loans after they have made 120 qualifying payments while employed by a qualifying employer.

Besides, why am I getting calls about student loans when I don’t have any?

Don’t assume that a call is legitimate simply because you’re behind on your loans. … Many borrowers receive a call from an unknown number with a promise to help them repay their student loans. You only need to provide some personal information and pay an upfront fee.

Are these student loan forgiveness programs legit?

While there are legitimate student loan forgiveness programs out there, none of them will forgive your debt overnight. In fact, getting loan forgiveness is a lengthy process that only applies under certain circumstances. It’s also only available for federal loans; forgiveness for private student loans doesn’t exist.

How do I report a scammer?

The Federal Trade Commission (FTC) is the main agency that collects scam reports. Report your scam online with the FTC complaint assistant, or by phone at 1-877-382-4357 (9:00 AM – 8:00 PM, ET). The FTC accepts complaints about most scams, including these popular ones: Phone calls.

How do I find out about my student loans?

You can use the National Student Loan Data System (NSLDS) to find out what federal loans you have. As of February 2020, the NSLDS site is found on the Department’s StudentAid.gov site.

How do I block spam phone calls?

You can register your numbers on the national Do Not Call list at no cost by calling 1-888-382-1222 (voice) or 1-866-290-4236 (TTY). You must call from the phone number you wish to register. You can also register at add your personal wireless phone number to the national Do-Not-Call list donotcall.gov.

How do I report robocalls?

So it might not be worth paying a fee to block a number that will change. Finally, contact the FTC to report your experience. You can do that online at ftc.gov or by calling 1-877-FTC-HELP. To learn more about illegal robocalls and what the FTC is doing to stop them, visit ftc.gov/robocalls.

Do student loan forgiveness programs call you?

There are a few key things that people should be on the lookout for if they get a phone call or letter about student loan forgiveness. … Remember that federal programs do not require extra payment for loan forgiveness, so if someone is talking about charging you, it should be an immediate red flag, said Haile.

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