Is RateGenius legitimate? RateGenius is an auto loan refinance company that was founded in 1999 in Austin, Texas. The company is accredited with the Better Business Bureau, where it has received an A- rating.
In respect to this, does RateGenius do motorcycle loans?
RateGenius is a nationwide web-based vehicle refinance loan broker. With more than 150 competitive lenders, rateGenius can find customers the most competitive vehicle interest rate to refinance their loans on cars, trucks, SUVs and specialty vehicles, such as RVs and motorcycles.
In this manner, how long does it take to hear back from RateGenius?
Once you have submitted your application, RateGenius will get back to you within 1 to 2 days, though many borrowers have reported hearing back from them the same day. Before you begin your application, take a few minutes to make sure you have the following information: Your current monthly car payment.
Is autopay com legitimate?
Is Autopay a legitimate company? Autopay has been in business since 2007 and is headquartered in Denver, CO. The company is accredited by the Better Business Bureau, where it has an A+ rating.
Is LendGenius safe?
LendGenius provides an ideal place to search for lenders if you have good, or even poor, credit. As an online marketplace, you can provide your credentials and receive offers from a range of lenders. … Even those with poor credit or who have filed for bankruptcy can still secure a loan with LendGenius.
Is RateGenius a lender?
RateGenius is an online agency, not a lender, and its platform connects applicants to more than 150 lending partners (mostly credit unions) to help determine your refinancing eligibility.
What credit score do you need for RateGenius?
RateGenius Requirements:
You must be at least 18 years old. Must have a credit score of a least 550.
What does refinancing your car do?
Refinancing your auto loan is a very simple, straightforward process. You essentially apply for a new auto loan, which pays off your current loan. This results in a new interest rate, a new loan agreement, and a new loan term (the length of your loan in months).
What is a GAP waiver?
GAP waivers are agreements made between borrowers and lenders which waive the borrower’s obligation to pay the difference between the car’s actual cash value (ACV) and the remaining balance of the loan in case of a total loss.
What is gap for?
Gap insurance is an optional car insurance coverage that helps pay off your auto loan if your car is totaled or stolen and you owe more than the car’s depreciated value. … Gap insurance helps pay the gap between the depreciated value of your car and what you still owe on the car.
Who owns RateGenius?
“We are thrilled to be partnering with the Tritium team to help take rateGenius into this next phase of growth and capitalize on the significant opportunities we see in the auto refinance market,” said Chris Brown, RateGenius’ founder and CEO.