Likewise, how did AmeriSave get my information?
If AmeriSave receives your information through third party lead providers, you may receive phone and email correspondence regarding your interest in a mortgage. AmeriSave will contact you via email and phone during your loan process as needed to complete your loan.
Hereof, how do mortgage brokers rip you off?
The Lender Charges You Upfront Fees Before Pre-Qualifying or Pre-Approving. … In some cases, lenders accept your application and then charge you fees even if you cannot qualify for the mortgage. This is a way lenders rip off unsuspecting borrowers.
Is AmeriSave legit?
Yes, AmeriSave is a legitimate mortgage and refinancing company. It offers a range of programs that are good borrowing options for some people. However, not all applicants are eligible to take out a home loan.
Ideal Home Loans is a Direct Mortgage Banker. … With Ideal Home Loans, you can eliminate the middle man and deal directly with a mortgage banker.
If you’ve been the victim of a loan scam or personal loan fraud, contact your local law enforcement as soon as possible. Notify, also, your state attorney general and the FBI (if the company was from another state or country). The Federal Trade Commission and Better Business Bureau also will be helpful allies.
AmeriSave Mortgage Corporation charges a flat $500 application fee. The lender does not charge loan origination fees.
The Lawsuit alleges that AmeriSave Mortgage Corporation (“AmeriSave” or “Defendant”) sent communications to cellular telephone subscribers on their cellular telephones without their prior consent in violation of the Telephone Consumer Protection Act, 47 U.S.C. § 227 et seq.