What credit score do you need for Mariner?

Although there isn’t a specified credit score requirement, Mariner Finance will consider people who have bad credit (640 credit score or lower), according to customer service. Most other lenders’ credit score requirements for personal loans range between 585 and 700.

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Also to know is, can I cash a Mariner Finance check at bank of America?

You can deposit the check in your bank account or cash it at any other business that cashes checks. Our recommendation is to cash it at the bank where the check is drawn. If you would like to request more money, simply call or visit your local branch.

Likewise, does Mariner Finance do a hard pull? When you apply for prequalification, Mariner Finance will perform a soft credit inquiry, which shouldn’t hurt your credit scores. But if you prequalify and then decide to continue with the formal loan application, Mariner will then perform a hard credit inquiry, which may lower your credit scores by a few points.

Secondly, does Mariner Finance do direct deposit?

If you’re eligible to complete your loan application online, funds can be deposited directly into your bank account within two days. If you close a loan at a Mariner Finance branch locations, you’ll be provided with a check.

Does Mariner Finance verify income?

Do I have to provide proof of income to obtain a loan? Yes, proof of income is required. Paystubs are the primary form of proof of income accepted, but other acceptable examples may include bank statements, W2’s, 1099s, personal tax returns, and social security award letters.

How long does it take for a Mariner Finance check to clear?

For loans originated and completed online, funds typically are available within 2 business days after you accept your loan offer and complete the verification process. For loans closed at one of our branches, you will receive your proceeds check once the loan document process is complete.

How long does Mariner Finance take to approve?

It will take approximately one business day to review and approve your online application. In the meantime, a Mariner Finance representative may call you to assist you through the rest of the process. They will require further documentation to verify your identity.

Who does Mariner Finance pull credit?

Mariner Finance reports directly to Equifax, TransUnion, and Experian. Are you still affiliated with 1st Mariner Bank? No, Mariner Finance is not affiliated with 1st Mariner Bank.

Why would Mariner Finance send me a check?

This Mariner Finance check represents a loan offer

No waiting. Simply deposit or cash your check.

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