What federal agency oversees student loans?

The Office of Federal Student Aid

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In respect to this, is federal student aid the same as Fafsa?

Aid is available from the federal government in the form of grants, work-study funds, and loans. Students use the Free Application for Federal Student Aid (FAFSA®) form to apply.

Correspondingly, how can I get out of student loans without paying? There are two other instances in which your loans may be forgiven without making a payment:

  1. Total and permanent disability discharge of both private and federal student loans is possible if you become disabled and can no longer work.
  2. Death discharge forgives all federal and private student loans borrowed since Nov.

Also, how do you contact federal student aid?

The Federal Student Aid Information Center at 1-800-4-FED-AID (1-800-433-3243) is available 8 a.m. to 10 p.m. Eastern Time, Monday through Friday, except federal holidays.

How do I contact financial aid?

For general information about federal student financial assistance programs, help completing the FAFSA, and to obtain federal student aid publications, call 800-4-FED-AID (800-433-3243).

Do I have outstanding federal student loans?

The Federal Student Aid website, which is managed by the Department of Education, shows you how much you owe in federal student loans. Your Federal Student Aid dashboard will show your loan’s original amount, current student loan balance, interest and payment status. It also tells you who your loan servicer is now.

How do I find out my student loan debt?

StudentAid.gov is the U.S. Department of Education’s comprehensive database for all federal student aid information. This is one-stop-shopping for all of your federal student loan information. At StudentAid.gov, you can find: Your student loan amounts and balances.

Do student loans go away after 7 years?

Student loans don’t go away after 7 years. There is no program for loan forgiveness or loan cancellation after 7 years. However, if it’s been more than 7.5 years since you made a payment on your student loan debt and you default, the debt and the missed payments can be removed from your credit report.

Can I dispute my federal student loans?

Yes, you can dispute your student loan payment history and status. The federal government has steps you can take to dispute certain issues with your student loan account. For instance, you can dispute the following student loan errors: Incorrect account balance on your student loan.

How do I get closed student loans off my credit?

Removing closed student loans from your credit report can be done two separate ways: 1. ask the creditor to delete the reporting of the account or 2. dispute the account with the three major credit bureuas. Having positive installment loans, even if they’re closed, is good for your score.

Is the Federal Student Aid website legitimate?

If you are asked for your credit card information while filling out the FAFSA form online, you are not at the official government site. Remember, the official FAFSA site address—fafsa.gov—has . gov in it!

How do I fight student loan debt?

Ways To Pay Down Or Eliminate Your Student Loan Debt

  1. Qualify For A Federal Student Loan Forgiveness Program.
  2. Find State Assistance For Your Student Loans.
  3. Find Out If Your Employer Offers Tuition Reimbursement.
  4. Consolidate Your Federal Student Loans.
  5. Find A Repayment Plan That Matches Your Ability To Pay.

How do I contact the Department of Education student loans?

If you are not sure which service center to call, contact the Federal Student Aid Information Center at 1-800-433-3243 or by email at [email protected].

How many days after missing a student loan payment do your loans go into default?

270 days

Who do I contact about defaulted student loans?

1-800-621-3115

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