What is a good interest rate for a cash loan?

Average personal loan interest rates by credit score

Credit Score Average Personal Loan APRs
760-plus 9.30%
720-759 13.32%
680-719 17.82%
640-679 22.16%

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Beside this, is a 3 interest rate good?

Anything at or below 3% is an excellent mortgage rate. And the lower, your mortgage rate, the more money you can save over the life of the loan.

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Accordingly, what type of loan has the highest interest rate?

Personal loans and credit cards come with high interest rates but do not require collateral. Home-equity loans have low interest rates, but the borrower’s home serves as collateral. Cash advances typically have very high interest rates plus transaction fees.

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