Intercape offers 3 different ticket classes: SAVER, FLEXI, and FULL FLEXI. SAVER tickets offer the best fares, however have limited availability and are more restrictive when it come to cancelling or changing a booking. … FLEXI and FULL FLEXI tickets offer more flexibility, but are more expensive than SAVER tickets.
Thereof, can I pay my loan early CIMB?
Can I fully repay my total outstanding loan amount before the end of my loan tenure? Yes, you may fully repay your total loan outstanding. Early settlement fee is charged as follows: 3% of unbilled amount or minimum ₱300 whichever is higher.
Accordingly, how do I withdraw money from my Flexi loan?
Login to CIMB Clicks, Go to Loan Account Summary > select “Loan Redraw”. Customer can redraw any amount from designated loan account to the affiliate account but not less than RM1,000 and not more than the available redraw limit.
Is Flexi loan good?
Option to pay only interest as EMIs
A flexi hybrid loan allows you to pay only the interest component of the loan as the EMI for initial tenor. … You can also pre-pay the principal, either in full or partially, whenever you have excess funds. Such a facility is not available when you avail a term loan.
It is traditionally a combination of a fixed deposit and a recurring/savings account, ensuring customers get the benefit of high interest rates offered by Fixed Deposits plus liquidity offered by saving accounts. Other Flexi Fixed Deposit Schemes.
A Flexi Loan is similar to an Overdraft facility provided by banks. As a borrower, you can withdraw the loan amount you require from the credit limit pre-approved by the bank. … You get the flexibility to pay the outstanding loan amount as and when you want to pay, but you need to pay the interest every month.
HomeFlexi from CIMB is an easy to understand flexible home loan that lets you pay extra money onto your mortgage when you can afford it, and withdraw excess cash from the loan direct to your current account whenever you need it.
A flexi personal loan offers you a pre-approved cash limit, which can be withdrawn whenever you are in need of funds. Most lenders charge reasonable interest rates for flexi personal loans and offer flexible repayment terms.
Many people get Mortgage Reducing Term Assurance (MRTA) or Mortgage Level Term Assurance (MLTA) to offer peace of mind and protect their investment when buying a home. Both options are a form of insurance which will ensure the mortgage will still be paid even if the buyer suffers disability or death.
Benefits of Flexi Loan
To get a fixed limit of money which is being set to withdraw money. The availability of funds remains at all times. The interest rate is lower than other loans. The loan repayment process is flexible.
Age – The applicant applying for overdraft facility should be minimum 23 years to 60 years of age. Bank Account – Applicant applying for overdraft facility should have an active bank account. Income – Applicant must have a regular income inactive bank account.