Personal Loan for Haryana Government Employees EMI, Interest Rate, and Total Repayment Amount
|Prepayment charges||4% of the loan amount in 2nd yr; 2% of the loan amount in the 4th year|
|Repayment options||Up to 5 years|
|Maximum loan amount||Rs.20 Lakh|
|Loan approval time||10 Minutes|
Also to know is, how can I get unemployment in Haryana?
To avail of an unemployment allowance, the applicant needs to have a 10+2 or a two-year diploma certificate, graduation, or a post-graduation passed out from matric out of any Board or University recognized by the Haryana Government.
Regarding this, how much home loan can a government employee get?
An employee of Central Government can borrow up to an amount equal to his/her basic pay for 34 months. This is subject to a maximum limit of Rs. 25 lakh, the cost of the house, or an amount based on his/her repaying capacity.
How much loan can a government employee get in SBI?
SBI Personal Loan for Government Employees
|Eligibility||Employees of Central, State & Quasi Government and the employees of Central PSUs and Profit Making State PSUs|
|Tenure||5 Years (60 months)|
You can borrow up to Rs. 25 lakhs under the facility of personal loan for government employees.
25,000, you can avail as much as Rs. 18.64 lakh as a loan to purchase a home worth Rs. 40 lakh (provided you have no existing financial obligations.)
The economy of Haryana is the
|Statehood||1 November 1966|
Haryanvi (हरियाणवी hariyāṇvī or हरयाणवी harayāṇvī) is
|Language family||Indo-European Indo-Iranian Indo-Aryan Central zone Western Hindi Haryanvi|
House Building Advance can be availed towards repayment of bank loan taken for the purpose of construction, purchase of new house or flat. HBA is admissible to permanent employees and all those temporary employees also who have 5 years of continuous service.
(a) The maximum limit for grant of HBA shall be 34 month’s of pay in the pay band subject to a maximum of Rs. 7.50 lakhs or cost of the house or the repaying capacity whichever is the least for new construction/purchase of new house/flat.
Origin of the name of the State
Regarding the origin of the name as Hariyana (Haryana ), there are diverse interpretations. Hariyana is an ancient name. During the olden period, this region was known as Brahmavarta, Aryavarta and Brahomoupdesa.
- Cash credit.
- Working capital Demand loan.
- Bill Discounting/ Purchasing Facilities.
- Preshipment credit : Export Packing Credit in INR and Denominated Foreign currency.
- Post shipment Credit-Foreign Bills Discounting /Purchasing/Negotiation.
- Bills Discounting against Inland LCs on Base Rate up to 90 days.
Comparison of Personal Loans for Government Employees
|Bank||Interest Rate||Max. Loan Amount|
|State Bank of India||12.50% p.a. onwards (for defence, paramilitary, and coast guard personnel)||Rs.15 lakh|
|Axis Bank||15.75% p.a.||Rs.15 lakh|
|HDFC Bank||11.25%||Rs.40 lakh|
|Union Bank||10.60% onwards||Rs.10 lakh|