|BANK/NBFC||Interest Rate(pa)||Locking Period|
|HDFC Bank||11.25%- 17.75%||12 Months|
|ICICI Bank||11.50% – 17.25%||6 months|
|Bajaj Finserv||12.49% -15.30%||1 month|
|Kotak Bank||10.75% -17.99%||12 months|
Secondly, can I get a same day loan from my bank?
Do Banks Give Same-Day Loans? Banks may approve you for a loan and give you the money within the same day, but the entire process of applying and getting funding could take several business days. Some credit unions offer same-day (or very fast) options.
Similarly, can I get personal loan without job?
If I don’t have a job, can I still get a loan? Yes. Many personal loan lenders are willing to consider other sources of income. If you don’t have income, you may be able to qualify for a loan based on your assets.
Can I take a loan from central bank?
Loans & Credit
At Central Bank we have a variety of loan options, the expertise, and exceptional services available to help you meet the short-term or long-term financial goals you’re planning to achieve. Our team of lenders will ensure we find the loan solution suitable for your specific financial situation.
A regular savings account can be opened with a zero balance by visiting the bank’s access point or even by requesting the doorstep service. Some of the facilities offered are IMPS service, free quarterly account statement, etc.
How to apply for a Central Bank of Nigeria loan
- Completed application form.
- Company profile.
- Business plan.
- Cash flow budget.
- Bank statements (12 months)
- Audited financial accounts.
- Certificate of Incorporation.
- Valid means of identification (driving license, passport, voters card)
DNS bank SMS Keyword to Check Account Balance
DNS bank offers the text banking to make Balance Query via text message. Send SBAL to 9225525002.
A: A salary of Rs. 15,000 generally falls in the category of a low-income borrower group. So, an instant personal loan app with a maximum approval amount of 1.5 Lakhs can be availed by the borrower with a starting salary of Rs. 15,000.
The maximum amount you can get for a personal loan on 25000 salary will be Rs. 250000/-This again depends on your income, repayment capacity and credit score.
|Salary||Expected Personal Loan Amount|
|Rs. 20,000||Rs. 5.40 lakhs|
|Rs. 30,000||Rs. 8.10 lakhs|
|Rs. 40,000||Rs. 10.80 lakhs|
|Rs. 50,000||Rs. 13.50 lakhs|
However, most banks and NBFCs limit a personal loan at Rs. 25 lakh to an individual. Lenders evaluate the monthly income of loan applicants and the potential growth in it before approving a loan. In most of the cases, individuals are eligible for a personal loan amount of up to 30 times of their monthly income.
Spotloan is an online loan company owned by BlueChip Financial, a tribal lender that offers short-term personal loans with fixed payments. Spotloan offers loan amounts that range from $300 to $800 with repayment terms of up to 10 months.
|Interest rate||9.60% p.a.- 15.65% p.a.|
|Loan Amount||Minimum: Rs.25,000 Maximum: Rs.20 lakh|
|Loan Tenure||Up to 72 months|
|Processing Fee||1.5% of loan amount + tax|
Easiest Installment Loans to Get Online
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Calculated Monthly EMI for 300000 of loan amount for 3 years at various rate of Interest :
|Loan Amount||Rate of Interest||Per Month EMI|
(DNS BANK) is the Multi-State Scheduled Bank located in the Thane District, state of Maharashtra established on 6 September 1970. Having their Head office in Dombivli, Thane District.
Comparison of Best Personal Loan Providers in India
|Lender||Interest Rate (p.a.)||Processing Fee|
|HDFC Bank||10.25% – 21%||Up to 2.5% (Maximum Rs. 25,000)|
|Kotak Mahindra Bank||10.25% onwards||Up to 2.5%|
|Federal Bank||10.49% – 17.99%||Up to 3%|
|IDFC FIRST Bank||10.49% onwards||Up to 3.5% (Minimum Rs. 2,999)**|
ICICI Bank Personal Loans. Avail of a Personal Loan of up to Rs 25 lakh at interest rates starting from 10.5% per annum and meet personal urgencies that can crop up anytime in life. The quick approval process of Personal Loans from ICICI Bank ensures you have an easy borrowing experience.
Best Loan Against Property Schemes
|Bank||Interest Rate||Loan Amount|
|HDFC Bank||8.00% p.a. – 8.95% p.a.||Up to 65% of the value of the property|
|IDFC First||8% p.a. onwards||Up to Rs.7 crore|
|Tata Capital||10.10% p.a. onwards||Rs.10 lakh – Rs.3 crore|
|Axis Bank||Up to 11.25% p.a. onwards||Rs.5 lakh – Rs.5 crore|
Top Banks that have the Best Savings Account for Individuals
- State Bank of India (SBI) Savings Account.
- HDFC Bank Savings Account.
- Kotak Mahindra Bank Savings Account.
- DBS Bank Savings Account.
- RBL Bank Savings Account.
- IndusInd Bank Savings Account.
Cheapest Personal Loan Interest Rates on Balance Transfer
|Bank||Interest Rates||Processing Fee|
|ICICI Bank||10.25%||Upto 2.25% of Loan Amount|
|Kotak Bank||10.25%||Starting from Rs.999|
|HDFC Bank||10.25%||Upto 2.50% Min ₹ 999|
Top Private Sector Banks Offering Personal Loans
|Bank||Interest Rate (p.a.)||Repayment Tenure|
|ICICI Bank||11.25% onwards||12 months to 60 months|
|Axis Bank||16% to 24%||12 months to 60 months|
|HDFC Bank||15.50% to 21.50%||12 months to 60 months|
|Kotak Mahindra Bank||10.99% to 24%||Up to 60 months|