HDFC has an average customer ratings of 4.5, while Axis Bank has an average customer rating of 4.4, based on which it is clear that HDFC has a high customer service focus, an easy Home Loan process and a quick turnaround.
Beside this, does HDFC provide 90% Home Loan?
What is the maximum home loan amount I can get from HDFC? You can avail up to 90% of the property cost as home loan from HDFC. The loan can be used for construction of a new home, home improvement or home extension.
One may also ask, how much home loan can I get on 25000 salary?
25,000, you can avail as much as Rs. 18.64 lakh as a loan to purchase a home worth Rs. 40 lakh (provided you have no existing financial obligations.)
How much loan can I get on 60000 salary?
However, if you are deliberating on the loan amount with how much loan I can get on a 60,000 salary, the approved amount should be close to
| Salary | Expected Personal Loan Amount |
|---|---|
| Rs. 40,000 | Rs. 10.80 lakhs |
| Rs. 50,000 | Rs. 13.50 lakhs |
| Rs. 60,000 | Rs. 16.20 lakhs |
How much loan I can get if my salary is 18000?
With a salary of ₹ 18,000, the maximum amount he is eligible for is ₹ 3.75 Lakh. The interest he has to pay for this amount for 60 months is 10.70%.
Is HDFC good for salary account?
HDFC Bank Salary Accounts come with a number of benefits that make it one of the most preferred banks to do business with. It not only provides all common benefits, but also ensures enhanced banking experience for all Salary Account holders.
Is HDFC home loan processing fee refundable?
This fee is usually a fixed percentage of the loan amount and is non-refundable. HDFC charges a processing fee of 0.5% of the loan amount or Rs 3,000 (whichever is higher), plus applicable taxes.
Is it good to take Home Loan from Axis Bank?
Axis Bank is one of the top private sector banks in India and offers both fixed as well as floating rate Home Loans. The interest rates start at 9.6% and the processing fee is quite competitive. … Axis Bank Home Loan reviewers said that the customer service is one of the most efficient ones in the industry.
Is zero balance account available in Axis Bank?
Axis Bank’s zero balance account allows you to access more than 12,000 Axis Bank ATMs, over 2,500 Axis Bank branches as well as internet, mobile and phone banking services. … The zero balance account is available for primary and joint account holders.
Which bank is better axis or SBI?
Some of the key results of the comparison between the two banks are: Lowest Interest rate of SBI Loan is 9.60%, which is lower than the lowest interest rate of Axis Bank at 10.49%. … This makes Axis Bank a better option for Personal Loan.
Which institution is best for Home Loan?
Best banks to get your home loan in 2021
- Union Bank of India.
- Union Bank home loan interest rate.
- Kotak Mahindra Bank.
- Kotak Mahindra home loan interest rate.
- Bank of Baroda.
- Bank of Baroda home loan interest rate.
- Punjab National Bank.
- Punjab National Bank home loan interest rate.