Which loans do not qualify for PSLF?

Eligible Loans

Loans from these federal student loan programs don’t qualify for PSLF: the Federal Family Education Loan (FFEL) Program and the Federal Perkins Loan (Perkins Loan) Program. However, they may become eligible if you consolidate them into a Direct Consolidation Loan.

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Likewise, people ask, do $0 payments count toward public service loan forgiveness?

Yes. Any month when your scheduled payment under an income-driven plan is $0 will count toward Public Service Loan Forgiveness if you also are employed full-time by a qualifying employer during that month.

Also, do direct unsubsidized loans qualify for PSLF? Note: If you receive new Direct Subsidized Loans or Direct Unsubsidized Loans when you return to school, you won’t be able to make qualifying PSLF payments on those loans while you are in school.

People also ask, do Perkins loans qualify for loan forgiveness?

Perkins loan holders who work in a public service position are eligible to have their student debt partially or fully erased through a federal forgiveness program after working in approved public service jobs and making qualifying payments.

Do private loans qualify for PSLF?

Are private education loans eligible for Public Service Loan Forgiveness (PSLF)? No. Private education loans aren’t eligible for PSLF and can’t be consolidated into a Direct Consolidation Loan.

Do Stafford loans qualify for public service loan forgiveness?

Only loans received through the direct loan program qualify for Public Service Loan Forgiveness. These loans include both subsidized and unsubsidized direct or Stafford loans.

Does Kaiser qualify for PSLF?

Are Kaiser residents eligible for Public Service Loan Forgiveness? Yes. Residents are officially employed by the Kaiser Hospital Foundation, which is a 501c3. This means that payments made while in residency at Kaiser Permanente will count towards PSLF.

Does Mayo Clinic qualify for public service loan forgiveness?

This federal program forgives remaining student loan balances after 10 years of service. Some qualifying hospitals include: … Massachusetts General Hospital. Mayo Clinic.

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