Who do I contact for a VA loan?

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Likewise, people ask, can you wrap closing costs into a VA loan?

The VA loan allows you to include some of the closing costs into your total loan amount. The big thing is that you can roll your funding fee into the total mortgage amount. … The other fees that create your closing costs cannot be rolled into the loan.

In this manner, does VA loan pay closing costs? One of the big benefits of VA loans is that sellers can pay all of your loan-related closing costs. Again, they’re not required to pay any of them, so this will always be a product of negotiation between buyer and seller.

Furthermore, how do I contact the Veterans Administration?

Call us

  1. MyVA411 main information line. 800-698-2411. Hours: 24/7.
  2. Telecommunications Relay Services (using TTY) 711. Hours: 24/7.
  3. VA benefits hotline. 800-827-1000. Hours: Monday through Friday, …
  4. GI Bill hotline. 888-442-4551. …
  5. VA health benefits hotline. 877-222-8387. …
  6. My HealtheVet help desk. 877-327-0022.

How do I find my VA lender?

5 Tips for Finding the Best VA Mortgage Lenders

  1. Know your financial numbers. Your credit score, monthly spending and debt-to-income ratio all affect your rate and chances of approval.
  2. Shop more than one lender. …
  3. Understand the fees. …
  4. Look at the APR. …
  5. Find the right lender for your situation.

2 Related Question Answers Found

Why do Realtors hate VA loans?

In some cases, home sellers won’t accept purchase offers backed by VA-guaranteed mortgages for fear of low appraisal value. … Because VA appraisals may increase their repair costs, home sellers sometimes refuse to accept purchase offers backed by the agency’s mortgages.

Why you shouldn’t get a VA loan?

Yikes! The lower interest rates on VA loans are deceptive. … Both will end up costing you much more in interest over the life of the loan than their 15-year counterparts. Plus, you’re more likely to get a lower interest rate on a 15-year fixed-rate conventional loan than on a 15-year VA loan.

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