All residents of West Bengal, Class X (Ten) and above, pursuing Higher Secondary, UG, PG, Professional and Diploma courses or Doctoral/Post-Doctoral research courses from any recognized school, madrasah, college, university or higher educational institutions within the State, outside Bengal, and even in other countries …
Thereof, can CBSE students apply for student credit card?
Any student beyond the age of 18 years is eligible to apply for the credit card as it does not have an income eligibility limit. These credit cards have lower interest rates and have a validity period of 5 years.
Likewise, can students get loans after 12th?
The age of the candidate must fall within the bracket of 18 to 35 years during loan application. … He/she must be undergoing a graduate/postgraduate degree or a PG diploma. The applicant should have a secured admission in a college or university affiliated by UGC/AICTE/Govt.
How can I apply for education loan?
Steps to Apply for Education Loan on Property
- Step 1 – Apply Online. Go to the Student Loan application page for the online application form. …
- Step 2 – Respond To Our Representative. …
- Step 3 – Receive Loan Approval Confirmation. …
- Step 4 – Furnish The Necessary Documents.
Students can apply online/offline for WBSCC Scheme through the official portal at www.wb.gov.in, www.wbscc.wb.gov.in Candidates can check the complete details about WB Student Credit Card (স্টুডেন্ট ক্রেডিট কার্ডের) Online Application 2021 Registration Process, Eligibility, Interest Rate, Required Documents List and …
Documents required for Education Loan
- KYC documents.
- Bank Statement / Pass Book of last 6 months.
- Optional – Guarantor Form.
- Copy of admission letter of the Institute along with fees schedule.
- Mark sheets / passing certificates of S.S.C., H.S.C, Degree courses.
West Bengal Students Credit card required documents
- Aadhar card.
- Residence certificate.
- Mobile number.
- Passport size photograph.
- Age proof.
- Ration card.
- Income certificate.
- Bank account details.
CIBIL Score is a 3-digit numeric summary of your credit history, rating and report, and ranges from 300 to 900. The closer your score is to 900, the better your credit rating is.
The main objective of the West Bengal Student Credit Card is to provide loans to students for higher education. Through this scheme loans up to Rs, 10 lakh will be provided to students which will help them to pursue their higher education without thinking about the financial burden.
Compare Top Education Loan Offers 2021
|Name of Bank||Interest Rate (p.a.)||Processing Fees|
|SBI||6.85% to 8.65%||Rs.10,000 + tax|
|Axis||13.70% to 15.20%||Nil to Rs.15,000 + tax|
|Bank of Baroda||7.85% to 9.85%||1% of loan amount up to Rs.10,000|
|HDFC||9.55% to 13.25%||Up to 1.5% of loan amount + tax|
Student Credit cards are offered to individuals at the college level. These credit cards do not require any income and eligibility limit. Thus, any student above the age of 18 years is eligible to apply for the student credit card.