You need a private student loan
Most private lenders want a loan cosigner if your credit score and income don’t meet their requirements. Some lenders request all undergraduate and graduate student loans have a cosigner, regardless of your financial circumstances.
Furthermore, does a college student need a cosigner for a student loan?
While most federal student loans don’t require a cosigner, there is one exception. If you are a graduate student or parent applying for direct PLUS loans and have a poor credit history, you may not be eligible without an “endorser,” who is similar to a cosigner.
Similarly, what happens if you don’t have a cosigner for student loans?
How can a student get student loans without a cosigner? Options for students who don’t have a creditworthy cosigner are limited. Federal student loans, including the Direct Loan, Perkins Loan, and PLUS Loan, do not require the borrower to have a cosigner.