How can I get my HDFC repayment schedule?

You can request for a Repayment Schedule for your Loan account by contacting the nearest Retail Asset Branch or Phonebanking. NOTE:Repayment Schedule can be sent only to the mailing address as per your Loan Account.

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Consequently, how can I check my HDFC Home Loan outstanding balance?

A person can check the loan status by calling the number 1860 267 6161/6160 6161 for any financial queries including home loan.

Keeping this in consideration, how can I check my HDFC loan status? How to Check HDFC Personal Loan Status Online Using HDFC Bank Account?

  1. Click on the net banking link on the official website of HDFC Bank.
  2. Enter your details and log in to the website.
  3. Once you have logged in, locate the ‘loans’ section on the menu bar.
  4. Track Loan Application form through HDFC website.

Moreover, how can I pay my HDFC loan installment online?

How to Make HDFC Loan Payment Online at Paytm?

  1. Go to HDFC loan payment page on Paytm.
  2. Enter your Loan Account Number.
  3. Click on ‘Get Payable Amount’
  4. Check the payable amount and choose the payment method of your preference Proceed to make the payment.
  5. You are done with it.

How do I check my loan balance?

All you need to do is login to your net banking portal and go to the loans section. Here you can apply, check or know the balance on the loan you apply.

Is it return mandatory for home loan?

Most lenders require ITR (last 3 years) to process your home loan application. … Without an ITR, you will be unable to get your financial documents ready. If you own a business or are a salaried employee, banking institutions will want audited financials before processing your application.

What is pre EMI in HDFC home loan?

Pre-EMI is a concept that is used for properties that are under construction. In this case, you get your loan disbursed in stages based on the instalment amount you need to pay the developer. You are generally required to start paying only the interest on the loan amount disbursed (called the pre-EMI interest).

What is pre EMI interest?

Pre-EMI refers to monthly payments that include only the interest component of your home loan. With pre-EMI, you are not repaying anything towards the principal amount. You will be given the option to pay pre-EMIs when your home or apartment is under construction.

What is repayment tenure?

It is the loan period compared against the loan amount that determines the EMI with the rate of interest factored into the calculation. … Thus ultimately the repayment tenure will decide the total amount to be paid back and thereby directly influence the EMI which is applicable.

What is the EMI for 20 lakhs home loan?

EMIs on a 20 lakh home loan for 30 years

Loan Amount Interest rate EMI
Rs.20 lakh 6.70%* Rs.17,551

What is the maximum repayment time for home loan?

The maximum repayment period is restricted to 30 years for Home Loan accounts (inclusive of holiday period) (or) Up to the age of 70 years (the age by which the loan should be fully repaid) of the borrower, whichever is earlier. b.

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