What mortgage rate will I get with my credit score?

Average Mortgage Interest Rate With a 750 Credit Score

Average Mortgage Rates by FICO® Score
FICO® Score Mortgage APR
760-850 2.52%
700-759 2.75%
680-699 2.92%

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Accordingly, can I buy a house with a 709 credit score?

A 709 credit score is a good credit score. The good-credit range includes scores of 700 to 749, while an excellent credit score is 750 to 850, and people with scores this high are in a good position to qualify for the best possible mortgages, auto loans and credit cards, among other things.

Furthermore, is 680 a good FICO score? A FICO® Score of 680 falls within a span of scores, from 670 to 739, that are categorized as Good. … 21% of U.S. consumers’ FICO® Scores are in the Good range. Approximately 9% of consumers with Good FICO® Scores are likely to become seriously delinquent in the future.

Additionally, is 707 a good credit score to buy a house?

A 707 credit score is considered a good credit score by many lenders. “Good” score range identified based on 2021 Credit Karma data. With good credit scores, you might be more likely to qualify for mortgages and auto loans with lower interest rates and better terms.

Is 720 a good credit score to buy a house?

In order to get a mortgage that’s larger than the conforming loan limit — better known as a jumbo loan — most lenders will want to see a credit score that’s north of 700 or even 720. … With a FICO score of 740 or higher, you’re likely to get the best jumbo mortgage rates.

Is 800 a good credit score to buy a house?

An 800 credit score usually comes with low mortgage rates and can help you save thousands of dollars over the life of your loan. If you’ve managed to earn a credit score of 800 or higher, congratulations! … Credit scores stretch from 300 to 850, and the average American’s score sits at 711 as of October 2020.

What interest rate can I get with a 700 credit score?

A Higher FICO Score Saves You Money

760-850 2.82 %
700-759 3.042 %
680-699 3.219 %
660-679 3.433 %
640-659 3.863 %

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